4-Way Layered Party Dip (Print Version)

Multi-layered dip with beans, cream cheese, salsa, and cheese—ideal for entertaining and gatherings.

# What You'll Need:

→ Base Layer

01 - 1 can (16 oz) refried beans
02 - 1/2 teaspoon ground cumin
03 - 1/2 teaspoon chili powder

→ Creamy Layer

04 - 1 cup sour cream
05 - 1 cup cream cheese, softened
06 - 1 tablespoon fresh lime juice
07 - 1/4 teaspoon salt

→ Salsa Layer

08 - 1 cup chunky salsa, drained
09 - 1 medium tomato, diced
10 - 1/4 cup red onion, finely chopped
11 - 1/4 cup fresh cilantro, chopped

→ Topping Layer

12 - 1 cup shredded cheddar cheese
13 - 1/2 cup sliced black olives
14 - 1/2 cup diced green bell pepper
15 - 1/2 cup sliced green onions

# How To Make:

01 - Combine refried beans with cumin and chili powder in a medium bowl. Spread evenly across the bottom of a 9-inch serving dish.
02 - Blend sour cream, softened cream cheese, lime juice, and salt in a separate bowl until smooth. Carefully spread this mixture over the bean layer.
03 - Combine salsa, diced tomato, red onion, and cilantro in a bowl. Drain excess liquid if necessary, then spoon evenly over the creamy layer.
04 - Distribute shredded cheddar cheese over the salsa layer. Sprinkle black olives, green bell pepper, and green onions evenly across the top.
05 - Refrigerate the dip for at least 30 minutes to allow flavors to meld. Serve with tortilla chips or fresh vegetable sticks.

# Expert Tips:

01 -
  • Every layer brings its own personality, so no two bites are ever boring.
  • You can make it ahead and let it sit in the fridge while you finish everything else.
  • It looks impressive but requires zero actual cooking.
  • Everyone gets to customize their scoop based on what they love most.
02 -
  • Always drain your salsa or the dip will turn into a soupy mess after an hour.
  • Soften the cream cheese completely or you will end up with lumps no amount of stirring will fix.
  • Do not skip the chilling time, it helps the layers set and the flavors marry.
03 -
  • Spread each layer all the way to the edges so every scoop gets a little bit of everything.
  • If you are serving a big crowd, double the recipe and use a 9x13 inch dish.
  • Add the cheese and toppings at the last minute if you want them to stay extra fresh and crunchy.
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